Techs & Trends
Mobile Banking Capabilites for your smartphone
Hi-
I am a Management Info Sys major at a Philadelphia university & am in my final semester of my Senior year. My capstone project has to do with creating a mobile banking application for smartphones... and one member of our team is actually being trained by his job to program applications for iPhones.
My question to all of you is- what would you like from a mobile banking application? For example- you'd obviously want to be able to check your balance... but what else? Any suggestions- no matter how tame or how outlandish are welcomed.. this is part of the "market research" portion of the project. Thanks in advance!!! :help:
-JMS
I am a Management Info Sys major at a Philadelphia university & am in my final semester of my Senior year. My capstone project has to do with creating a mobile banking application for smartphones... and one member of our team is actually being trained by his job to program applications for iPhones.
My question to all of you is- what would you like from a mobile banking application? For example- you'd obviously want to be able to check your balance... but what else? Any suggestions- no matter how tame or how outlandish are welcomed.. this is part of the "market research" portion of the project. Thanks in advance!!! :help:
-JMS
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One that works- simply that it works. Little to no noticeable load time. Cut out the excess junk and make it elegant and easy to see/use on a small screen. Cut out the fancy programming and make it something a phone browser will read.
Half my banking sites take forever to load and are too jumbled on their regular site on my home computer. I shudder to think what their mobile versions look like.
Minimalism really is ideal for banking sites for me.
Half my banking sites take forever to load and are too jumbled on their regular site on my home computer. I shudder to think what their mobile versions look like.
Minimalism really is ideal for banking sites for me.
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balance, activity, the ability to make transfers between accounts, and bill pay.
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i have a credit union that lets me do all that BUT activity, which i would love to have. plus i like that fact that for transfers into checkings my balance is available for immediate use. which i found out that at least bank of america does not have.
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Check ordering, ability to change/update your address, starting a loan...
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good idea but do you really want to send your personal info over the air like that?
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My credit union has mobile banking, the only thing missing is a view of my accounts activity.
so i can transfer from account to account, view my current balance available vs total (pending trans) and of course this availabe 24/7.
when i had chase bank it had text to phone info but no wap/ mobile banking site and i would see it not useful at all for the reason that even if i did transfer monies, it was not available for immediate use.
so the reason i stay with my credit union is immediate acces to what ever i deposited the same minute, only one time overdraft fee nor none of this a week later and get smacked with another "fee" ( you been overdraft for 14 days), or fees for balance under a set amount, no mothly maintenance fee (which i th...
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so i can transfer from account to account, view my current balance available vs total (pending trans) and of course this availabe 24/7.
when i had chase bank it had text to phone info but no wap/ mobile banking site and i would see it not useful at all for the reason that even if i did transfer monies, it was not available for immediate use.
so the reason i stay with my credit union is immediate acces to what ever i deposited the same minute, only one time overdraft fee nor none of this a week later and get smacked with another "fee" ( you been overdraft for 14 days), or fees for balance under a set amount, no mothly maintenance fee (which i th...
(continues)
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