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Mobile Banking Capabilites for your smartphone


Feb 9, 2009, 10:35 PM
I am a Management Info Sys major at a Philadelphia university & am in my final semester of my Senior year. My capstone project has to do with creating a mobile banking application for smartphones... and one member of our team is actually being trained by his job to program applications for iPhones. Myself and the third team member are avid BlackBerry users.

My question to all of you is- what would you like from a mobile banking application? For example- you'd obviously want to be able to check your balance... but what else? Any suggestions- no matter how tame or how outlandish are welcomed.. this is part of the "market research" portion of the project. Thanks in advance!!!

Feb 10, 2009, 5:18 PM
Ask Bank of America...



and others. It's already there.

Feb 10, 2009, 6:09 PM
-Multiple accounts, with RSS type updates, although I would settle for having to hit an "update" button.

-Ability to transfer money

-Credit Card info support as well

-Small file size, especially for the BB crowd

Feb 11, 2009, 1:07 PM
I can do most of those now on my Curve...

Check with your bank...

Feb 12, 2009, 7:21 PM
I can do all of them too with my Pearl... I have accounts with Wells Fargo and Veridian, and am about to get a 3rd bank. I don't like putting all my eggs in one basket, and it helps me keep track of my finances.

I was just saying, as the OP was asking about what you would like to see in a mobile banking solution, that thats what I would like first and foremost. I don't believe he was looking for something, but rather to make something for a school project.

Feb 13, 2009, 10:31 AM
I guess I don't understand wanting to reinvent the wheel.

Feb 13, 2009, 11:54 AM
Yeah, I get that... but I don't think they are trying to do this for anything more than a school project, and probably had certain criteria that had to be met.

I know that for most of my business projects so far, they want me to reinvent the wheel so they can compare it to something real world. Granted, it is a business plan versus a business service, but same concept. If I want to come up with something 100% new, then I have to in my free time. My business plan proposals have to be something already tested and proven.

Feb 25, 2009, 8:36 PM

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