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Samsung Rolls Out Protection Plan for Note 4 and Note 3

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carriers

gfondeur

Oct 9, 2014, 8:41 AM
It sounds tempting, better than the carriers one? Any opinions?
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ChrisSmith2002

Oct 9, 2014, 9:31 AM
Well, the last phone that I had insurance on through VZW was $ 8.18 per month, which included the extended warranty plan.

My deductible was $ 169.00 and for two years the premium accumulated total would be $ 196.32. I'd say that I will probably choose Samsung Protection Plus or AppleCare in the future.

I think, and correct me if I wrong, the only problem you'll have going this route is if- your phone is stolen.


Chris
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The Victor

Oct 9, 2014, 10:13 AM
you must have gotten an iphone replaced because iphoners are the only ones that are $169, with a $10 charge per month or their highest insurance

almost any other smartphone is $8 per month and $100 to replace, had a samsung phone replaced recently and a family memeber had an iphone replaced, but at the cost samsung is offering its not worth it
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ChrisSmith2002

Oct 9, 2014, 10:25 AM
Yep, was an iPhone 5.
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The Victor

Oct 9, 2014, 10:28 AM
thought so, not sure about sprint or tmobile's insurnace deductible but the only was is see this worth it is possibly if you have AT&T due to their deductible for the phone being $200 and $7/$10 per month for a claim
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ChrisSmith2002

Oct 9, 2014, 10:51 AM
Yeah, I didn't realize that there was such a difference between the iPhone and other devices. I mocked up a pre-order at VZW for a Note 4 and they show 8.00 per month for Total Protection with a $ 99.00 deductible. I guess that does make it better than I originally thought- especially since they cover stolen devices as well.


Chris
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The Victor

Oct 9, 2014, 11:11 AM
yep and like you mentioned includes the extended warranty if i remember corrently, only bad thing is you have to pay it up front, which i imagine samsung would have you do as well.
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SublimeDavid

Oct 12, 2014, 10:08 AM
ATT insurance is 6.99 a month and starts at a 200$ deductible which lowers every six months up to a year without a claim so say if you have the phone six months with no claim its 150$ then after a year the lowest it'll drop to will be 99$ anyone who's had insurance before they started going this around may or June will retroactively get this benefit too.
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haggard2.0

Oct 14, 2014, 9:39 AM
Sprints TEP from Asurion service ranges in cost from $8 a month (usually basic feature phones) and $11 for mainly smartphones. They also offer TEP Plus that is $13. Deductibles range from $50 to $200 when replacing it through Asurion.
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T Bone

Oct 9, 2014, 10:31 AM
I dropped the carrier insurance when I got a letter from my credit card company that if I signed up for autopay for my wireless bill with their card, then they would give me a replacement phone if mine was broken, lost or stolen. It cost me no additional charge per month for the insurance, and since I pay off my credit card in full every month I never get any interest charges, plus I earn my credit card rewards points every month too. It was win, win, win, win for me with no apparent downside. Granted, I've never tried to file a claim yet, don't know if they will follow through or not until I try. But at least it doesn't cost me anything extra.
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haggard2.0

Oct 14, 2014, 2:59 PM
What was your credit card, I want that!
I know some Amex cards offers an additional year warranty for your purchases.
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