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Bank to Allow Deposits Via the iPhone

Article Comments  23  

Aug 10, 2009, 12:54 PM   by Eric M. Zeman

Private bank USAA is planning to update its iPhone application to provide its customers with the ability to deposit checks directly from their iPhones. Customers will need to take a picture of both the front and back of the check, and then send the pictures to the bank. The bank will then use its electronic systems to derive the account number, amount, etc. To prevent fraud, customers will have to have both a checking account and some type of insurance product with USAA to take advantage of the system. The bank suggests people destroy, file or void the checks once they've been photographed and sent in.

New York Times »



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Aug 10, 2009, 1:32 PM


That's goofy...TCF Bank open 7-Days a week. With drive thru service. I dont need an overpriced iphone service plan or an additional insurance payment all just for depositing a check. there are plenty of other free ways to do it that are just as easy. like get your fat ass up and drive to the bank 🤣
that would cost gas

What you don't seem to realize is that USAA serves only military members and some federal government employees. While they are in the top 20 of all banks in the US, they only have one physical location in San Antonio. The vast majority of their cust...

Aug 10, 2009, 9:06 PM

How about you...

create an app that lets you have a file explorer or have multitask

Aug 10, 2009, 2:38 PM

Iphone sending pictures

Is it me or is AT&T still not allowing the Iphone to send picture messages. I know that they said that it should be available by the end of the summer, but I don't understand why can't they just add that feature now. Someone explain that to me. How can someone deposit a check through MMS if the phone still won't support it?
Dude it will probably be an email system. I doubt that USAA will be receiving text messages.
u send the pics by email

Aug 10, 2009, 1:21 PM

Delete The Picture Too

Hopefully, they're also advising their customers to delete the picture from the phone as well.
I'll just use the photoshop app on the phone and edit the amount on the check and fly to mexico with a fat wallet.

Aug 10, 2009, 1:45 PM

I have an account with USAA

This sounds like their scan deposit system. Where you scan front and back of check to deposit via your home or business computer. That feature is only available to account holders who have a line of credit or a mortgage loan with USAA or at least that was the requirement last summer. I'm wondering if this feature will work the same way.
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