Bank to Allow Deposits Via the iPhone
Private bank USAA is planning to update its iPhone application to provide its customers with the ability to deposit checks directly from their iPhones. Customers will need to take a picture of both the front and back of the check, and then send the pictures to the bank. The bank will then use its electronic systems to derive the account number, amount, etc. To prevent fraud, customers will have to have both a checking account and some type of insurance product with USAA to take advantage of the system. The bank suggests people destroy, file or void the checks once they've been photographed and sent in.
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