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Apple Card is Apple's New Credit Card

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Mar 25, 2019, 12:50 PM by Rich Brome
updated Mar 25, 2019, 2:10 PM

Apple today launched its own branded credit card: Apple Card. Starting this summer, customers can sign up for the card on their iOS device in minutes, and use it immediately with Apple Pay. It charges no annual fees, international fees, nor late fees. Customers get 2% cash back on all purchases, or 3% on purchases from Apple. The cash back is paid daily, deposited on a separate Apple Cash card, which also lives in the Wallet and works with Apple Pay. Apple uses Apple Maps and machine learning to translate often-cryptic charge descriptions into more obvious line items. An interactive interest calculator helps customers choose the best amount to pay down each month. A built-in spend analyzer helps users see expense categories and trends. Support is provided via iMessage. Apple card works anywhere MasterCard is accepted and is backed by Goldman Sachs.

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