Nokia N80

So I have the N80 coming to me first week of november.

I expect to use it as a fairly simple user - mostly voice, browsing and multiple pop 3 accounts for email.

So I was trying to figure out which data plan would work best for me - obviously unlimited would be the best way to go.

But even in unlimited I noticed Cingular seems to have a wide variety

There
1. Data Connect Unlimited for $45 a month
2. SmartPhone COnnect Unlimited for $20 a month

And then there is BB Connect, BB Data and Laptop Access!

I am confused!

Would just the SmartPhone connect help me browse and setup multiple Pop3 accounts with my own POP Server? (NOT hotmail, gmail or the like)

Thanks All!