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device financing

captaintripps

Feb 11, 2015, 10:29 AM
Here's another little tidbit of info about u.s. cellular that people should know before financing a phone. If you change to shared data and finance the phone, not only are you held to the installments in the phone, you're also held to an early termination fee as well. A little food for thought if you want to cancel a line
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nodeposit

Feb 11, 2015, 5:38 PM
Not true. The installment negates the ETF. You still choose one but you don't pay the ETF if you cancel, the only agreement is to pay off the device.
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captaintripps

Feb 11, 2015, 11:37 PM
If that's the case explain why people are charged both and customer service refuses to waive the ETF?
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nodeposit

Feb 12, 2015, 5:33 PM
They aren't reading the policy correctly. The only agreement is to pay the device. If they cancel or are cancelled , the remaining balance of the devices are due, not an ETF.
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maxymax

Feb 13, 2015, 12:36 AM
It's six of one, half dozen of the other. You pay off your phone and it'll run about $300 to $400 dollars. You pay off your break fee and you'll pay $350. It all works out about the same whether you do device financing or ETF. The only difference I noticed is the retail prices of phones went way down when they began offering device financing. There was an LG flip phone that retailed for $150 when they offered ETF, but dropped down to $50 retail when they offered device financing. Shows how much they were marking up phones prior to device financing.

Under the old ETF system, when a person walked out the door buying a subsidized phone, most of the time the company had broke even with the cost of the phone by the time you left. You bu...
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