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Fraudulent sprint acct. on credit report


Feb 12, 2018, 7:36 PM
Has anyone else had sprint report an account to the credit bureaus but never had an account with Sprint? It says 11 Sprint...and ERC...and it's for over a thousand dollars reported 07/17. I disputed it with the credit karma thing...but I think that might just be a useless tool because less than a week later it came back and said its my account. I can assure you it is NOT my account. I am not sure what my next step is....ERC says talk to Sprint....Sprint says talk to them. Do I send a request to validate to both? They can't validate I realize...so then what do I do...is there a time frame they have to respond? Im really upset because I have been working so hard to bring my score up...and I did have legitimate dings on my r...

Feb 12, 2018, 8:53 PM
Try calling the Sprint Fraud department, at (88๐Ÿ˜Ž 788-0788 they close at 5:00 EST I think. One of the options is disputing a credit ding. Once you talk to them I think they'll make you sign an affidavit and will help you from there.

Mar 9, 2019, 6:19 PM
I would go directly to your credit report bureau and file a dispute. They have a department that will investigate this. You should get a copy of all 3 credit reports to make sure this isn't showing up (or any other suspicious activity). You can get a free one every year.

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