Samsung SGH-D807 / D806

I'm having a bit of difficulty downloading images. When I attempt to do so either via bluetooth or putting images on the micro card, the thumbnails on the phone look like a butterfly. When I attempt to view them, I simply get a blue question mark.
If I upload the same image (to funformobile.com, for example) and then download it to the phone, it shows up just fine.
Any help will be appreciated.