Samsung SCH-A650

Hello. I was interested in this phone because I needed a new pay-as-you-go phone and this one came up as compatible on verizonwireless.com. I liked the cell phone and I just have a few simple questions:
1. This phone can play poly ringtones, right? And is it compatible with Get It Now, which you can browse through ringtones?

2. Does this phone allow you to have different ringtones for different people?

Thank you for any answer you can give! Have a wonderful day.