Apple iPhone 5 (CDMA / global)

It doesn't matter what year it is... your free/penny lunch is merely an illusion. As with anything driven by sudsidies, you only think you are getting an epic deal, and only because someone else is footing the credit. It will always end the same way; millions of people learning that you can get something for nothing, and then being surprised and mortified when the illusion finally collapses. The free lunch is unsustainable in the long term because, ultimately, someone has to labor to create an item or a service, and then give it to you essentially for free. This is one of the promises of socialism... it can be delivered only for as long as there is capital available to keep up the illusion of the promise, until people have been used for the real purpose of the illusion makers... then the illusion evaporates, and we are left with nothing but disappointment. The system will eventually fail because the 'free lunch' IS the illusion!