I'm not very technologically literate but am trying to learn...have narrowed it down to these two phones. I like that the nokia camera is better, but really I think I most want to be able to check/respond to email while out and about as well as take notes in meetings that I can then print out on my home computer. I'm thinking the qwerty keyboard on the htc might be much more user-friendy than trying to type on the regular phone keyboard that the nokia has. I've never mastered the art of rapid text messaging like my teenager does; is that something that eventually comes to everyone, or will the qwerty keyboard be worth giving up the better camera? Please advise if you have an opinion!