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Top message:  A by lara_beb   Aug 22, 2008, 6:48 PM

Replying to:  Re: A by unscarred   Aug 23, 2008, 12:03 PM

Re: A

by unscarred    Aug 23, 2008, 7:16 PM

Smile Attend a Loan Counseling session at the **** Office concerned
Accomplish a Preliminary Loan Counseling Questionnaire, Husing Loan Application (HLA) and Membership Status Verification Slip. If eligible, secure checklist of requirements.

Submit HLA with complete requirements. Pay a processing fee of P1,000.00 (non-refundable)

Receive Notice of Approval/Letter of Guaranty and sign loan documents.

Proceed to BIR and present Deed of Absolute Sale (DOAS) between owner of the property and applicant for payment of documentary stamps and capital gains tax.

Proceed to Registry of Deeds (RD) for payment of transfer of tax and registration fees for the transfer of title.

Proceed to Notary Public for notarization of LMA and annotation of mortgage with the Registry of Deeds (RD) and to Assessor's Office to secure new tax declaration in the name of the applicant.

Secure Occupancy Permit from the Local Government Unit's (LGU) Engineering Office for Purchase of new Residential Unit (PRU), Purchase of Lot and Construction of a New Residential Unit (PLCH) and Construction of House (CH) loan purposes.

Submit the following documents to Pag-IBIG office concerned:
Original Transfer Certificate of Title in the name of the applicant with annotated mortgage
DOAS with original RD stamp
New Tax Declaration in the name of the applicant
Updated Real Estate Tax Receipt (house and lot, if applicable)
Occupancy Permit
Assignment of Loan Proceeds

Release of loan proceeds

Start monthly amortization on the month immediately following loan take-out/final loan release.

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