Shop Talk
"soft" credit check?
I work at a Cingular call center. A customer told me that a sales agent said that when we do a credit update it wouldn't be a hit on his credit because it is a "soft" credit check. This doesn't make any sense to me. I thought a check from any creditor hit your credit. Big liar?
Linda Jean
Linda Jean
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Soft credit check doesn't refer to it not hitting your credit report it just doesn't do as much damage as getting your credit checked for a car. Barely dings it or so I've been told.
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minus one point for thirty days. Not a big deal at all. If they need to worry about one point tell them to go to Zumiez and get Boost.
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