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Should I add insurance?

theshyone1012003

Aug 29, 2009, 4:31 PM
I am buying a behold tomorrow. Should I add insurance on it. Please give me the pro and cons of insurance and why or why not I should add it. I would reallt appriciate it. 😉
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kiwinka89

Aug 29, 2009, 7:24 PM
con. it cost 5.99/mo

pro. if you break your phone, it gets liquid damage, someone steals it, you lose it, it combusts bcuz your brother lit it on fire.. youre covered.

pro. if you dont have it you have to pretty much pay full price for a new phone to replace it, or get like a prepaid and swap your sim.

i definitely always get it. 😁
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looksthatkill

Aug 30, 2009, 7:30 AM
Pro-It will replace your phone whatever happens to it, and you will not have to pay full price for a phone or upgrade your contract.
Con-5.99 a month charge , $130 deductible to get the phone. If you never have to use it, your spending 6 bucks a month for nothing.
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Drunk

Aug 31, 2009, 6:13 PM
or you could spend 6.00 a month and save a starving child in Africa or you could keep the six dollars a month and flip the bird to all those who oppose you and just chill with the T-Mobile crew and tell me about your love for the company that has brought you cool sim cards and unlocked phones.
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misst78

Aug 30, 2009, 10:00 AM
YES! You should add insurance. I guess the best reason is the oldest: "It's better to have it & NOT need it, than to need it & NOT have it."
Especially with such an expensive phone. The Samsung Behold is nice but over priced (I work for T-Mobile so I have a lot of input on this phone, lol).
My best friend had the Rose Behold. Nice looking phone but not durable at all. A problem she had all the time was inadvertantly pressing the 'mute' button when using her phone.
ENJOY your phone!
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theshyone1012003

Aug 30, 2009, 10:03 AM
Thanks to all that have left me comments I think I am definintly going to add. 😁
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acdc1a

Aug 31, 2009, 3:17 PM
The deductible is far to high. I think you should reconsider. You can buy a new one on e-bay if something bad happened and probably come out ahead. Still, your choice.
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theshyone1012003

Aug 31, 2009, 10:28 PM
But ob ebay it wont be new and I done want an used phone.
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acdc1a

Sep 1, 2009, 8:45 AM
Insurance will send you a refurbished phone...
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theshyone1012003

Sep 1, 2009, 2:23 PM
Not always the behold is a pretty new phone. Plus 130 is not bad compared to 400 or renwing my contract and even then it wont be less than 130.
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acdc1a

Sep 1, 2009, 2:42 PM
I promise you that as soon as a phone has been out at least a month they will have nothing but refurb stock.

I'm not trying to push you one way or another. I just think the price is too high and so is the deductible.
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looksthatkill

Sep 2, 2009, 6:50 AM
If you buy a phone on Ebay it doesn't come with the manufactor warranty, which covers internal issues for a year with a replacement with no deductible.
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acdc1a

Sep 2, 2009, 8:22 AM
Actually it depends on how it was purchased on e-bay. A new phone would still carry a warranty.

An insurance phone does not extend your warranty.
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theshyone1012003

Aug 31, 2009, 10:29 PM
Havent added it yet I have 14days to decide I really help anyone out there.Please help.
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chocosong87

Aug 31, 2009, 10:41 PM
because if you don't and something happens to the phone that voids out the warranty (phone gets lost/stolen, liquid damage which is easy to get, or physical damage) then you would have to pay full price for the samsung behold ($400.00). But if you have insurance then you just pay the deductible price which is $130.00
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