Simple. DO THE MATH! If Share Everything means your bill goes up then divide the phone discount by the difference in monthly rate and figure out how many months it takes to break even. Also, check your bill and figure out if you're actually getting your money's worth out of unlimited data (Lots of folks refuse to give up UD but in the end barely top a GB or so...). Geez, it's a business deal. You want the hot phone? This is the price. If you don't like those terms then find a better deal. Also, not Verizon nor any other carrier cares about the years you've stayed. The years are about what you've already done...they're only interested in what you do today.