I am 21, you have the right, but I am a white guy first of all... And what gives you the right to tell me that IF i was black, that would be the problem?

My credit, and my bills are horrible because of an ex that took my credit cards etc...and I am waiting to get some of the money back...

So, before being a pompos ass about everything, and assuming ****, maybe you should actually try and be a nice guy, or girl and just say "sorry, that wont work..." or just not click "Reply" at all..

It's so hard for people in these forums to shut the F*ck up and not be complete a$$holes and B*itches