Geez louise papa cheese. I imagine you hear this alot but pay ur bills. i bet ur the irresponsible type to not care when and how many time ur credit gets ran. i bet you ANYTHING you probably live in Chicago or Bronx. those are the number 1 places where people live with the worst credit in america. look your young, probably around 20 or 21 no offense but your probably african american. its not a good life habit your leaning into, so just man up LuckyBoy your now a big Boy, you have responsibilities, you might as well change your name from LuckyBoy to UnluckyMan


ha ha