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Hands On with Moneto Secure NFC Payment microSD Card

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I don't get why NFC for credit cards is significant

by pjpace    Jan 11, 2012, 1:33 PM

I cut my apart my PayPass contactless credit card (with the chip in it) years ago and shoved the little tiny chip in my phone battery compartment. My latest credit card I got last month came with a secondary tiny card (about 1” x0.5”) with a chip in it that was meant to be stuck on the back of your phone. So why spend $ for NFC? I guess there’s software you can use, but for contactless payment, seems like it’s a whole lot of something over nothing. Please tell me what I’m missing about NFC.

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