The Phone You're Paying For But Not Getting
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Top message: People also forget that the carriers get screwed by fraud/non-bill pays by WhySoBluePandaBear
Replying to: good grief by Globhead
Well, you actually don't have to pay the subsidy. You can pay full price and then activate on the pre-pay plan. For myself, that wouldn't work as I travel heavy internationally, and the domestic footprint is a bit smaller, but for 90% of Americans, they can pay full price, then get the prepay plan on the same network and voila, they are not paying subsidies, but are on the same network.
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