Fantastic Article, Rich. I thought this nailed all of the topics of what is going on in the wireless industry and trends today. I like the fact that T-mobile is going from Classic to Value plans with the ability to pay over 20 months but once the 20 months are over or if you want to pay the phone off quicker you can upgrade whenever you want. Moreover, as you noted in your excellent article, your plan drops $20 per month. If you have a discount even more.