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Hands On with Moneto Secure NFC Payment microSD Card

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pjpace

Jan 11, 2012, 1:33 PM

I don't get why NFC for credit cards is significant

I cut my apart my PayPass contactless credit card (with the chip in it) years ago and shoved the little tiny chip in my phone battery compartment. My latest credit card I got last month came with a secondary tiny card (about 1” x0.5”) with a chip in it that was meant to be stuck on the back of your phone. So why spend $ for NFC? I guess there’s software you can use, but for contactless payment, seems like it’s a whole lot of something over nothing. Please tell me what I’m missing about NFC.
The whole point of it is security through the Google Wallet Application. Also for those people who dont want to carry around a credit card or want to try something new. I have everything you have and I rarely even use it. However I do plan to use this...
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One is security. You can PIN-protect it so that other people can't just bump into you to steal money from you. You can also remotely lock it, so you're safe even if the phone is stolen.

Also, with Google Wallet and ISIS, you can have multiple cards...
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wdfichtel

Jan 10, 2012, 4:50 PM

Storage?

Does the microSD card also provide storage, or is it simply meant to house the NFC unit? I find the idea interesting, but swapping out my card evry time I want to make a payment is not nearly as convenient as just using my debit card.
thats a really good question. It would be far far less useful if it had no actual storage, but I'm thinking with how advanced we are with miniturized electronics, we can probably make one that doubles as NFC + actual SD storage. Even 8 GB would be go...
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A lot of high-end phones have large (16 GB) internal storage, plus a memory card slot.
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